Blue Cross and Blue Shield of South Carolina
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Blue Cross Blue Shield of South Carolina Shauna McKinnon Health Care Systems 235 University of Phoenix 2011The name of the agency of my selected provider is Blue Cross Blue Shield of
South Carolina. I researched different websites to obtain my information about
Blue Cross Blue Shield. I researched Blue Cross Blue Shield of South Carolina, which was updated in 2011, Manta Media which was updated in 2011, Blue Cross
Blue Shield Association updated in 2011, Blue Cross Blue Shield updated in 2011 and Wikipedia updated in 2011. Based on my research, the delivery of services that are provided are …show more content…
Participants must join a Medicare prescription drug plan or a Medicare Advantage Plan with drug coverage. Two programs include MedBlue Rx, which has low cost premiums, affordable copayments, and cost saving mail order options. The other program, MedBlue Rx Plus, has slightly higher premiums, lower copayments, low cost generic drug in the coverage gap, and cost saving mail order options. People with limited incomes may qualify for Extra Help to pay for prescription drugs costs. If qualified, Medicare could pay for seventy five percent or more of drug costs, including monthly prescription drug premiums, annual deductibles, and coinsurance. (2011, Blue Cross Blue Shield of South Carolina) The programs that are available as general health care for the community are Flexible Spending Accounts, Health Maintenance Organizations, Health Savings Accounts, Health Reimbursement Arrangements, Indemnity and Traditional Coverage, Point of Service, and Preferred Provider Organizations. A Flexible Spending Account is a tax advantaged financial account that can be set up through a cafeteria plan of an employer in the United States. It allows an employee to set aside a portion of his or her earnings to pay for qualified expenses, such as medical expenses, but often is for dependent care or other expenses. Health Maintanence Organizations, also known as HMO’s, is a type of managed care organization, MCO, provides a form