Chapter 01
Introduction
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1.1. Introduction
As a mandatory requirement of the Bachelor in Business Administration (BBA) program under School of Business at North SouthUniversity, this report entitled - “How SouthEast Bank gets Sustainable competitive advantage through successful disbursement procedure of credit." - is a connived depiction of the two month long internship program at the Network Services Center in Hong Kong and Shanghai Banking Corporation Ltd. under the faculty-supervision of Mr. Junaid Khan, Business Faculty, North South University and organizational supervision of Mr. Md. Minhazur Rahman, Assistant Vice President, Credit Division. This internship program gives me the opportunity to come into close contact with the …show more content…

To fulfill the demand as well as to improve the commercial banking service in our country, SEBL started its’ journey as a second generation bank established in 1995 with a dream and vision to become pioneer banking institution of the country and contribute significantly to the growth of the national economy. On March 12, 1995 it incorporated as a public limited company and the bank received its license from Bangladesh on March 23, 1995.

In its arduous journey since, SEBL has succeeded in realizing its dream. Today it is one of the leading banks in the private sector with 1,231 staff of whom 105 were executives, 975 were officers and 151 were staff as on December 31, 2008.

SEBL has been successful in positioning itself as progressive and dynamic financial institution in the country. SEBL is now widely acclaimed by the business community, from small entrepreneur to big merchant conglomerates, including top rated corporate and foreign investors for modern and innovative ideas and financial solution. Thus within these short time it has been able to create a unique image for itself and earned significant solution in the banking sector of the country as a bank with a difference.

2.1.2 Brief Profile of SEBL:

Southeast Bank Limited is a scheduled commercial bank in the private sector established under the ambit of Bank Company Act, 1991 and incorporated